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Join the conversation about Northern Nevada Real Estate and search area properties For Sale in Reno, Sparks, Carson City, and Lake Tahoe

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775 850 5900

Karen Ramsey
775 850 5962 Office
775 690 6801 Cell

Elizabeth L. Quinn
775 850 5961 Office
775 232 4530 Cell

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Latest Activity

Karen Ramsey added a blog post
Announcement 09-33 introduces Deed-for-Lease™, a new option for qualified borrowers facing foreclosure (or their tenants) to remain in their home by signing a lease in connection with the voluntary transfer of the property to the lender through a ...
November 19
The latest news and information on the Nevada Foreclosure Mediation Program.
November 10
Your ticket to short sale education and services.
November 10
Get up-to-date foreclosure information
November 10

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Karen Alfson Ramsey

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Welcome to Northern Nevada Real Estate

Welcome to Real Estate Envy. We look forward to bringing you valuable information about our current real estate market, best buys, current listings, neighborhood news, and more. You are encouraged to be a part of the conversation as well as promote your own business by starting your own group. Please feel free to bring us your questions, commentary and anything else real estate related. You are welcome to share your photos, videos, and experiences. Join in! - Karen & Elizabeth

Blog Posts

Karen Ramsey

Fannie Mae Announces Deed-for-Lease Program...A Good Idea?

Announcement 09-33 introduces Deed-for-Lease™, a new option for qualified borrowers facing foreclosure (or their tenants) to remain in their home by signing a lease in connection with the voluntary transfer of the property to the lender through a deed-in-lieu of foreclosure transaction.

Am I the only one who thinks this is a bad idea? Does this not put more bad debt on the banks, thus making it harder for qualified borrowers to get a loan, encourage defaulting, and more importantly, lead to the… Continue

Posted by Karen Ramsey on November 19, 2009 at 6:30am

Karen Ramsey

House & Senate Approve Home Buyer Tax Credit Extension!


This afternoon, the House voted 403-12 in favor of extending the first-time homebuyer tax credit through April 30, 2010. Today’s vote was following Wednesday’s 98 to 0 approval of the bill in the Senate.

The bill is now en route to President Obama’s desk, where it may be signed as early as tomorrow (Friday). The Dodd-Lieberman-Isakson amendment inclu… Continue

Posted by Karen Ramsey on November 5, 2009 at 8:30pm

Karen Ramsey

Strategic Foreclosure - A Business Decision?

That's a trickier question than you might assume, according to new research from the University of Chicago's Booth School of Business and Northwestern University's Kellogg School of Management.

The study found that 26% of the record numbers of home mortgage defaults across the country are "strategic" -- that is, calculated economic decisions to bail out of loans by owners who actually have the money to make the payments but can't handle the negative equity they're carrying caused by local prope… Continue

Posted by Karen Ramsey on October 29, 2009 at 10:24pm

Karen Ramsey

The First Two Foreclosure Mediations for Loan Modification Have Been Scheduled

In an article issued by the Nevada Supreme Court website:

"The first two mediations under the landmark Nevada Foreclosure Mediation Program (FMP) have been scheduled for September 14.

One of the program’s newly appointed mediators has scheduled the mediations to kick off the program that was created by the Nevada Legislature to help keep financially struggling Nevada residents in their homes. Both mediations involve homes in Las Vegas.

Under the FMP rules, mediators who are assigned
Continue

Posted by Karen Ramsey on August 29, 2009 at 11:56pm

Elizabeth L. Quinn

New Website for Obama's Housing Plan

Per CNNMoney.com, the goverment just set up a new website to help homeowner's get more information regarding the new plan to help stop foreclosures. The banks admitted they were not ready to start the process to help over 9 million homeowner's stay in their homes but this will help answer questions while we all our waiting for the banks to get set up and get the ball rolling on this. Citigroup, Bank of America, Wells Fargo, and Chase have all stated they will participate in this program. There a… Continue

Posted by Elizabeth L. Quinn on March 19, 2009 at 10:42am

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Karen Ramsey

Rally the Troops!

Home sales continue to rise for the third straight month, interest rates are dropping, and the DOW tops 9,000! There is some good news out there, but is it enough to boost consumer confidence? We a...

Tagged: interest, confidence, rates, sales, rise

Started by Karen Ramsey Jul 24.

Karen Ramsey

RealEstateEnvy.com adds a property search feature!

We are pleased to announce that we have implemented the long awaited search listings feature for your viewing pleasure. You can now search all properties for sale in all of Northern Nevada. This wi...

Tagged: city, tahoe, for, sale, carson

Started by Karen Ramsey May 3.

Karen Ramsey

Interest Rates at Historic Lows!

Interest rates hit a historic low today after the Federal Reserve launched a bold $1.2 trillion effort to lower rates on mortgages and other consumer debt, spur spending and revive the economy. Aft...

Tagged: lake, sparks, tahoe, fed, sales

Started by Karen Ramsey Mar 19.

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